Thursday, February 15, 2024

List of banks in Nigeria as licensed by CBN 2021

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Adetunji Matthew
Adetunji Matthew
I’m Adetunji Matthew, an Economist, Social Media Manager, software Developer/Marketer Sales Consultant, and Ecompreneur. I’m popularly known as “Matt” As an artist and designer, I aim to create something brilliant daily. Eager to learn more, I use my free time to get better at w hat interests me, whether it's researching, teaching, or even something entirely new.
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Banks in Nigeria are financial institutions licensed by the Central Bank of Nigeria to carry out financial obligations such as accepting deposits, granting loans, advances, cash, credit, overdraft and discounting of bills. They also into issuing letter of credit, undertaking safe custody of valuables, providing consumer finance, educational loans, etc. Many in the below lists of banks in Nigeria also carry out such obligations and thereby were accredited by the central bank of Nigeria.

Before going into more in-dept on the list of banks in Nigeria, let us define bank.

What is a Bank?

A bank is a financial institution licensed to receive deposits and make loans. Banks may also provide financial services such as wealth management, currency exchange, and safe deposit boxes. There are several different kinds of banks including retail banks, commercial or corporate banks, and investment banks. In most countries, banks are regulated by the national government or central bank

In a simple terms, a bank is a secured place where valuables are stored. It is a place where people keep money, gold and other valuable item; it is also a place where people go to seek for loan and/or any form of payment advance when needed.

Getting to the root of our discussion, the following are the license commercial banks under the wings of the Central Bank of Nigeria arranged in alphabetical order. The banks below are also referred to as Money Deposit Banks.

As long as you bank in Nigeria or you want to open either a savings account, current account or any other financial institution account, Included are their main address, If you will need to contact any of the bank listed below.

List of Banks in Nigeria

  • Access Bank Nigeria – Plot 999c, Danmole Street, Off AdeolaOdeku/Idejo Street, Victoria Island, Lagos , Nigeria. Website:
  • Citibank Nigeria – 27, KofoAbayomi Street, Charles S. Sankey House, Victoria Island, EtiOsa, Lagos. Website address:
  • Diamond Bank – Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos. Website:
  • Ecobank Nigeria – Head Office, 21, Ahmadu Bello Way, Victoria Island, Lagos. Nigeria.
  • Fidelity Bank Nigeria – 2, KofoAbayomi Street, Victoria Island, Lagos.
  • First Bank of Nigeria – Samuel Asabia House, 35 Marina, Lagos.
  • First City Monument Bank – Primose Towers, 17a, Tinubu Street, Lagos.
  • Guaranty Trust Bank – 635, Akin Adesola Street, Victoria Island, Lagos.
  • Heritage Bank plc – 292b, Ajose Adeogun Street, Victoria Island, Lagos
  • Keystone Bank Limited – Keystone House, 1, Keystone Crescent, Victoria Island, Lagos
  • Providus Bank plc – Plot 724 AdetokunboAdemola Street, Victoria Island – Lagos
  • Skye Bank – 3, Akin Adesola Street, Victoria Island, Lagos
  • Stanbic IBTC Bank Nigeria Limited – IBTC Place, Walter Carrington Crescent, Victoria Island, Lagos.
  • Standard Chartered Bank – 142, Ahmadu Bello Way, Victoria Island, Lagos
  • Sterling Bank – Sterling Towers, 20 Marina, Lagos.
  • Suntrust Bank Nigeria Limited – 1, OladeleOlashore Street, Victoria Island, Lagos
  • Union Bank of Nigeria – Stallion Plaza, 36 Marina, Lagos
  • United Bank for Africa – 57 Marina, Lagos
  • Unity Bank plc – Plot 497, Central Business District, AbogoLargema Street, Abuja.
  • Wema Bank – Wema Towers, 54 Marina, Lagos Island, Lagos
  • Zenith Bank – Plot 84, Ajose Adeogun Street, Victoria Island, Lagos

It may also interest you that we have different categories of banks in Nigeria apart from the below.

As we have banks that lend money to customers with interest charge on the loan, we also have banks that do not charge interest on loan

|Non-interest banks

  • Jaiz Bank – Kano House, Plot 73, Ralph Shodeinde Street, Central Business District, Abuja
  • Microfinance banks in Nigeria

The list is quite a lot, maybe we’ll someday write a bank post on it.

  • Merchant banks
  • Coronation Merchant Bank – St. Nicholas House, 6th Floor, 28A, Catholic Mission Street, P.M.B 12511, Marina, Lagos.
  • Rand Merchant Bank – 12th Floor, Churchgate Towers, 2 Plot PC 31, Churchgate Street, Victoria Island, Lagos
  • FBN Merchant Bank Limited – 2, Broad Street, P.O. Box 4238, Lagos.
  • FSDH Merchant Bank – UAC House, 5th-8th Floor, 1/5 Odunlami Street, P.M.B 12913, Lagos.

Foreign Bank Representatives

These are bank of foreign countries that operates in Nigeria.

  • Barclays Bank plc
  • Deutsche Bank
  • JP Morgan

This published list of banks in Nigeria is correct as at the date published. The above information will point us to the right contact information for each bank.




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